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How Desperately Do You Need Money in This Life
Published: 2026/01/15   Author: yifan   Source: network

Life is a combination of joy, anger, sorrow, and happiness, filled with colorful and diverse experiences. Are you really that short of money in this lifetime? If you want to find out the answer, follow Huayi Net's editor for the test!

1. Do you always imagine what your life would be like when you have money?
Yes — 2
No — 3

2. During your school days, was your purpose of taking a part-time job purely to enhance your social practice ability?
Yes — 3
No — 4

3. Are you someone who tends to spend in advance?
Yes — 5
No — 4

4. If you had a credit card now, would the pressure of paying it off be too much for you?
Yes — 5
It's very easy — 6
Average — 7

5. Would you give up a job you really love for a true love you believe in?
Yes — 6
No — 7

6. During your school days, did you usually have some extra money each month?
Yes — 7
No — 9
Sometimes — 8

7. Do you think even when you are in your middle age, you will still be poor?
Yes — 8
No — 9

8. In the circle you often hang out, are you the poorest one?
Yes — 10
No — 11

9. Do you often save money by cutting down on expenses just to buy something you love because you don't have enough money?
Yes — 10
No — 12

10. Do you think you have a good method of saving money?
Yes — 11
Don't know how to save — 13
No method — 12

11. If you were to keep track of your daily expenses, would you be precise to the cents?
Yes — 13
No — 14

12. Even if you have no money, would you borrow money to celebrate your mother's birthday?
Yes — 14
No — 15

13. After getting married, will you definitely have your own small savings?
Yes — 15
No — 16

14. What color do you think brings you good luck with money?
Green — 16
Red — 17
Other colors — 18

15. Do you think that through your own efforts, you can live a happy life?
Yes — 17
No — 18

16. Do you have a habit of collecting things?
Yes — 19
No — 20

17. How many currencies do you know?
Only RMB — C
Three or four — 19
Five or more — E

18. Among gold, jade, and diamond jewelry, which one do you like the most?
Gold — C
Jade — E
Diamond — 20

19. If you had a country villa, what would you most hope to have in front of your house?
A pond — A
A lawn — D
A garden — B

20. Compared to your past confused days, how are you now?
Still confused — D
Confident that you will have a good life — A
No idea — B

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Test Results:

A. Short of money index: 30%
Some people earn money, but it gets spent right away, so they feel very short of money. But for you, it's the opposite — you spend money, and then immediately get more money back into your pocket. Although you may feel short of money at times, this feeling won't be a long-term issue. It only appears during certain stages of your life, such as marriage, buying a house, or investing in your children's education. Once these periods pass, you generally won't feel short of money.

B. Short of money index: 40%
For you, sometimes you spend without restraint, and often buy unnecessary things, leading to a lack of money. However, this is only true during your youth. Once you get married, this situation will improve. As you grow older, you'll learn how to save, how to manage your finances, how to make money work for you, and how to avoid being short of money. Although this process isn't immediate, over time, you will have some money to ensure a comfortable life. However, if you want to live a higher-level life, you might still feel short of money.

C. Short of money index: 50%
For someone with a free-spirited personality like you, your money is like your mood — constantly changing. Sometimes you're rich, and sometimes you're poor. Because your financial security is not stable, you might not feel short of money too strongly. Perhaps it's because you don't value money so much. However, when the people you love and care about are short of money, your desire for money will become very deep. You might work hard to earn money, just to make the people you love happy.

D. Short of money index: 60%
Some people have little connection with money, but they find ways to make it. Others seem to be favored by the god of wealth, never worrying about having enough money to spend. Your relationship with money is average, nothing special. In simple terms, you neither become rich nor starve. Despite this, when you're happy, you might not feel that money is so important. However, money is essential, so you often feel short of money, even though you're content with what you have.

E. Short of money index: 80%
For someone who has been short of money for thousands of years, your path to wealth isn't narrow, and you aren't unaware of how to make money. However, strangely, even if you earn a lot of money, you always feel that there are more places where you need it, and you are always struggling financially. Your life seems to be designed for endless money sinks — today you earn money, and tomorrow you have to spend it immediately. Why is your life so tragic? Probably because you are not indifferent or cold-hearted, and you are willing to spend all your money to bring a smile to the people you love.

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